Category: Coins

• Ripple has developed into a global financial services provider, with XRP playing the central role.
• A billion dollar acquisition of Ripple marks a strategic entry into traditional finance with XRP as a bridge currency.

One new CNBC report According to Ripple, it is steadily becoming a global financial powerhouse, with its native token XRP playing a key role in this transformation.

CEO Brad Garlinghouse shared that Ripple’s focus is now on bridging the gap between decentralized technology and traditional banking systems. The company aims to provide financial services via blockchain infrastructure as digital assets gain greater acceptance among institutions.

Garlinghouse highlighted this shift during the Ripple Swell 2025 conference in New York. He revealed that Ripple’s investments increasingly on established financial institutions are aligned.

This strategy will allow the company to integrate blockchain technology with the traditional financial sector to create something new.

Ripple’s expansion strategy has been through aggressive acquisitions in 2025 definedtotaling nearly $4 billion.

In April, the company bought prime broker Hidden Road for around $1.3 billion, followed by the acquisition of software company GTreasury for over $1 billion later in the year. These moves strengthen Ripple’s ability to serve large financial institutions.

Last week, Ripple introduced “Ripple Prime,” a brokerage service for U.S.-based institutions. The platform provides access to over-the-counter spot trading for multiple digital assets.

At the same time, Ripple secured fresh capital of $500 million, increasing its market valuation to around $40 billion.

Dies is happening amid a larger trend in the market. The SEC and CFTC are easing crypto market regulations under President Donald Trump’s Trump administration.

The has led to financial giants How JPMorgan, Citigroup and Bank of America with blockchain offerings and stablecoinsmove forward. JPMorgan revealed recently that it Plans to issue a “deposit token” on the Base blockchain operated by Coinbasehat.

Using XRP strengthens Ripple’s position

Ripple’s next step is this expansion of partnerships that the use des XRP-Ledgers in big institutional facilities include.

There XRP-Ledger became with the ability developedto process international transactions quickly and at lower costs. Soon such transactions become be processed via the XRP ledger.

Although there are some movementsin strategy development was the price of XRP in 2025 right stable and was at $2.20, while Bitcoin and Ethereum reached new highs.

It is also likely that with the increasing institutional Transactions on the part of RIPPLE a renewed interest could arise.

Garlinghouse believes that new clarity over US crypto regulation will encourage adoption of blockchain technology. The Ripple expansion means that not only the company’s operations are changing, but also the convergence of Fintech and DeFi technology.

• DBS and Kinexys by J.P. Morgan create a framework that tokenized deposit transfers via public blockchains enabled.
• The initiative aims to enable real-time international transactions for institutional customers and improve interoperability.

DBS Bank in Singapore and JP Morgan’s Kinexys have Plans to create an interoperability framework presentedthe one in which it possible becomes, Token deposits to transfer directly between their blockchains. This is expected to set a new standard for international financial transactions.

Both banks already offer their customers real-time settlement and 24/7 liquidity within their own blockchain networks. DBS operates through its Token Services platform, while Kinexys offers digital payments solutions.

The new framework will make it possible to connect these systems and enable the exchange and redemption of tokenized deposits on both networks.

BIG: JPMorgan and DBS have announced plans to build a tokenization framework for interbank deposits.

Curious timing, isn’t it?

The same banks that once dismissed blockchain are suddenly working on tokenized deposits, instant settlement, and cross-border liquidity. It sounds… pic.twitter.com/TB3PPqGmb1

— Pumpius (@pumpius) November 11, 2025

For example, a JP Morgan customer could transfer JPM Deposit Tokens (JPMD) over the Base Layer 2 Ethereum network to a DBS customer, who could exchange them for an equivalent amount on the DBS network.

This collaboration underlines the principle of the uniqueness of money and ensures that tokenized deposits maintain their value and fungibility across multiple chains and issuers.

Rachel Chew, Group COO und Head of Digital Currencies bei DBS, sagt:

“Our collaboration with Kinexys by JP Morgan to develop an interoperability framework is therefore a significant milestone for cross-border money movement and has the potential to pave the way for future partnerships.”

Direct onchain transactions

The initiative will bring it to the common institutional customer base the largest Bank Southeast Asia and one of the largest The bankAmericamake possible to carry out transactions on the blockchain regardless of location.

The interoperability initiative would es the shared institutional customer base the largest Bank of Southeast Asia and one of the largest Allowing banks in the US to conduct direct transactions on the blockchain regardless of location.

Naveen Mallela, Global Co-Head of Kinexys by JP Morgan, noted that collaboration is key to developing the next generation financial architecture.

He also noted that ensuring compatibility without compromising the uniqueness of money is paramount to enabling transactions across different networks safely and efficiently.

The acceptance of tokenized financial assets has accelerated. Nearly a third of commercial banks surveyed in the 2024 survey conducted by the Bank for International Settlements have either launched pilots of tokenized deposits or conducted research on them.

DBS and Kinexys are setting new standards by introducing a system that integrates public and permissioned blockchains in relation to Usability and scalability von Tokenized Deposits one Companies manage their finances and Compliance more legal Regulations to facilitate .

With this move, DBS and JP Morgan are setting in motion a trend towards interoperability among banks and marking an important milestone in the development of tokenized finance.

• Litecoin is celebrating its 14th anniversary, has processed three million blocks and is gaining recognition in the markets.
• Confidence in the project and sales are increasing and the technical signals are promising – everything points to an increase in the price.

Charlie Lee, inventor of Litecoin, looks back on its 14-year history. Lee, who was previously at Google, launched Litecoin in October 2011 as a source code fork of Bitcoin. He described it as “a fun side project in 2011.”

Over time, Litecoin earned the additional description of “silver to Bitcoin’s gold” because it was said to offer faster transactions, lower fees, and a larger supply than Bitcoin. These improvements helped Litecoin gain greater popularity among customers looking for a different option than the original Bitcoin. The project has maintained continuous activity since its launch, becoming one of the oldest cryptocurrencies still actively traded today.

Recently, LTC has attracted the attention of institutional investors. Lee says:

“14 years later, institutions are adding LTC to their balance sheets and can access it through traditional markets. I am confident he will outlive me.”

I created Litecoin as a fun side project in 2011.

14 years later, institutions are adding it to their balance sheets and can access it through traditional markets.

Wild to think that it will outlive me.

Thanks @AndrewAsksHow for having me! https://t.co/d2r4nTuS21

— Charlie Lee (@SatoshiLite) November 10, 2025

Ready for the next uptrend

The Litecoin network recently exceeded three million blocks processed, celebrating 14 years of consistent uptime. This milestone underlines the technical resilience and long-term success of the network.

Market activity has reflected these developments, with LTC seeing strong price movements. Over the past week, LTC price rose by more than 10% and broke above the resistance at $96.30 and the 50-day EMA at $101.45. On Tuesday, LTC traded at $102.91 and held support around the 50-day EMA, indicating that the uptrend is continuing.

The technical indicators suggest optimism among traders. The daily chart shows the Relative Strength Index (RSI) at 56, which is above the neutral level of 50. The MACD showed a bullish crossover last week and it continues. Analysts see this as a sign of further upward movement. If the support level holds, the next target could be near the October 6 high at $135.99.

Litecoin moves into the institutional spotlight with ETF

Litecoin recently entered the US exchange-traded fund (ETF) market. On October 28, Canary Fund launched the first Litecoin ETF on Nasdaq under the ticker LTCC. This offered institutional investors an opportunity to invest in Litecoin through regular financial channels. This event marked an important moment for the acceptance of Litecoin in regular financial markets.

As part of the ETF activities, WisdomTree filed Form S-1 to list the “WisdomTree Coindesk 20 Fund” on the NYSE, which includes LTC among other cryptocurrencies. These moves are expected to increase liquidity and expand investor exposure to LTC.

The interest of traders has increased measurably: Santiment reported that Litecoin ecosystem trading volume reached $2.03 billion on Sunday, the highest level since mid-October. On Tuesday, volume remained stable at $1.46 billion. This shows higher market activity and more liquidity for the coin.

Technical risks still exist in the market. If LTC fails to sustain above the 50-day EMA at $101.45, the next support level could be at $96.30, which could indicate a short-term correction.

• The USA wants absolute transparency in the supply of rare earths. Salus, a supply chain provider based on IOTA, can deliver them.
• Salus digitizes logistics from dismantling to handover to high-tech customers in the USA, with every step subject to tokenized verification.

In Washington, the Salus team recently held a series of meetings on delivery guarantees and digital commerce completed. In a statement it says:

“Do not underestimate the pace, focus and coordination with which the United States is seeking to secure its critical rare earth supply chain.”

So there is extremely high interest in trustworthy digital tools. Karen O’Brien, Chief Marketing Officer at IOTA, referred to this news and described Salus as a System with which bring verifiable digital identities into the supply chain for critical raw materials, not just for people, but also for containers, transporters and others.

Transparency you can trust. @SalusPlatform is building on @IOTA to bring verifiable digital identities to the critical minerals supply chain > not just for people, but for containers, transporters, and more.#IOTAIdentity #RWA #SupplyChain https://t.co/MJp34u9srW

— Karen O’Brien (@bondjanebond) November 11, 2025

IOTA and Salus with a new focus on digital trading

Salus, which has been present on the IOTA chain since September 10th, was developed to digitize the processes in rare earth trading through verifiable documents. The system connects mining companies with transporters and buyers using DLT (Digital Ledger Technology), which records every step of a delivery. This reduces bureaucratic delays and minimizes the risk of fraud.

The IOTA network supports Salus by securing shipment data in a blockchain. This means customs, insurance companies and investors can check authenticity within minutes instead of waiting weeks for manual checks. It also allows direct funding through stablecoins or decentralized service providers, eliminating several steps of the traditional financial system.

The US push for precisely traceable supply chains is supported by a recent agreement between the US and Japan to integrate critical minerals into the supply chain. Singapore remains a key hub for logistics and financing before these materials reach U.S. and East Asian industries.

Minimizing trade risks and financing gaps

IOTA and Salus close the trade finance gap by subjecting mineral shipments to RWA tokenization for verification. Many mining companies reach financing limits because banks maintain slow and often complicated formalities. Salus on IOTA digitizes documents for rapid verification, supporting U.S. efforts to build trusted mineral supply chains and accelerate financing.

The minerals being pursued include lithium, copper, tantalum and rare earths, which are essential for microchips, electric vehicle batteries and wind energy systems. The traceability that IOTA offers ensures that every delivery can be verified for both origin and compliance with regulations.

Kieran O’Brien described transparency as “trust you can rely on”. She explained that the Salus system does not limit digital identities to just individuals, but extends them to every part of the supply chain. Your comments make it clear that governments and financial organizations now view the transparency of technologies as a security criterion.

• Hedera Hashgraph has partnered with Google Cloud to make its transaction data available via BigQuery.
• This integration allows developers and institutions to easily analyze the network and compare its performance with other major blockchains.

Hedera Hashgraph has a partnership with Google Cloud announced to make its transaction data available on Google Cloud. This is made possible by BigQuery, a platform that allows users to store, search, and analyze massive amounts of data using simple SQL queries.

What does this mean for Hedera?

This integration opens the doors for developers, analysts and institutions to directly access and analyze Hedera’s historical data. Interestingly, with this integration, Hedera joins a long list of blockchain networks that have integrated Google Cloud’s BigQuery. The initiative, which began with Bitcoin in February 2018, closely followed by Ethereum in September 2018, has seen many others, including Solana, Avalanche and Arbitrum, join as new members.

Hedera has been added to @GoogleCloud BigQuery public datasets, enabling highly scalable cross-chain data accessibility.

As we continue to onboard the world’s largest organizations – this provides core infrastructure for institutional-grade DeFi and enterprise applications pic.twitter.com/OTJFerAd96

— Hedera Foundation (@HederaFndn) November 10, 2025

With this addition, researchers can now compare Hedera’s network performance – including transaction speed, costs, and smart contract activity – with other major blockchains.

Arian Labs and Hashgraph engineers played a large role in this collaboration, ensuring that the dataset follows a standardized format. This format allows users to efficiently search for transaction details, analyze network efficiency, and evaluate DeFi activity in other ecosystems.

Simply put, this makes Hedera much simpler, more transparent, and more attractive for companies already connected to Google Cloud. Over time, this type of integration could increase adoption in practice and strengthen the entire Hedera ecosystem.

In addition to research applications, the Integration from Hedera and Google Cloud provide a foundation for institutional use cases including supply chain monitoring, environmental, social and governance (ESG) reporting and tokenized asset management.

According to the Hedera Foundation, Google Cloud ensures that the data set remains synchronized during network upgrades to ensure the consistency and reliability of enterprise applications.

Importantly, all data extraction and deployment scripts used to create the dataset are open source, promoting transparency and community collaboration. This approach allows developers to review, change, and extend the database framework as Hedera evolves to ensure the dataset remains accurate and current.

HBAR course development

It looks like Hedera will make another move after breaking out of the falling wedge pattern. This pattern often indicates a trend reversal to the upside. The token has a high volatility experienced and noted at the time of going to press 0,1867 $after rising 6.33% in the last week for a market cap of $7.94 billion. Interestingly, this could be a short-term support or accumulation area.

Also, the RSI, which is near 50, shows that the ratio between buyers and sellers is fairly balanced, suggesting that the market is just taking a breather after the recent increase. If the HBAR can hold this range, it could continue rising towards 0.20 and perhaps even 0.22, which would confirm that the uptrend is still in play.

However, if it falls below 0.18, it could pull back a bit further before buyers get back in. The flattening of MACD supports the idea of ​​a sideways move before the next big move. Overall, this looks like a normal pause in what could be a new breakout trend.

• Cardano is showing strong signs of price recovery – whales have invested over $348 million in ADA following the recent price decline.
• The accumulation was preceded by positive technical indicators, as well as an increase in social media mentions.

ADA is showing strong signs of revival after whales took advantage of the recent price decline and hoarded large amounts of ADA – over 348 million tokens worth around 204 million Dollar. This corresponds to 0.94% of the token quantity in circulation.

Cardano’s key stakeholders have accumulated big since its drop below $0.50 last week. In the past 4 days alone, whales and sharks have:

Accumulated 348M $ADA ($204.3M)
Accumulated 0.94% of $ADA supply

Bookmark and track their trends here: https://t.co/doYgcPciuR pic.twitter.com/71s2dIDmPq

— Santiment (@santimentfeed) November 10, 2025

The purchase came last week after ADA reversed its multi-week downtrend after holding key support level at $0.49. Since then, ADA has risen over 7% and is currently trading at 0,5790 Dollar traded.

Technical indicators also point to continued upward momentum. Both the MACD and RSI are pointing upwards a shift of momentum that could pave the way for further gains. A well-known analyst explained.

“If the whales continue to buy and ADA yourself about 0,6 Dollar holdsa run lasting several months can develop. However, if Bitcoin falls back sharply, there is a risk that ADA will fall again 0,5 $ Support falls behind.”

New data from Nansen supports this optimistic sentiment. The data shows that 0.34% of ADA’s total supply is held in newly created wallets. This data from Nansen has highlighted the growing interest from investors entering the Cardano ecosystem for the first time.

Cardano’s social dominance has not only extended to price, but has risen to its highest level since late September. Notably, ADA’s share of crypto discussions rose from 0.18% to 1.29%. This increase indicates increasing engagement from both the investment community and broader social circles, which often precedes increased trading activity and price volatility.

Technical indicators also agree with this optimistic outlook. The RSI is currently at 43 and trending upwards towards the neutral 50 level, indicating easing bearish pressure. A bullish MACD crossover last Sunday confirms the likelihood of continued bullish momentum.

$ADA pushing to trigger the bullish reversal on the local downtrend resistance pic.twitter.com/RzQyjvLlpE

— Rand (@cryptorand) November 10, 2025

Data from CryptoQuant confirms this trend, showing that buying dominates both spot and futures markets, indicating strong demand amid decreasing volatility.

Looking ahead, analysts are becoming increasingly optimistic about Cardano’s long-term potential. Prominent market observers like Wolf of Crypto have identified a possible macro breakout in Cardano’s market dominance chart. The pattern shows two confirmed lows, referred to as 2025 Bottom 1 and Bottom 2. This structure is similar to a classic Elliott Wave base that preceded the 2020-2021 bull run.

$ADA Market Dominance Outlook

Cardano remains undervalued relative to the broader market.

After years of underperformance, ADA looks ready to reclaim its dominance — similar to the explosive recovery in 2020–2021.

If history rhymes, ADA could enter a strong macro uptrend… pic.twitter.com/ie7FzDyXdb

— Wolf of Crypto (@WolfsterCrypto) November 8, 2025

Another analyst, Lucid, pointed to Cardano’s expanding technology stack as a catalyst for growth. The network has added privacy features, improved scalability, and increased security. Since 2026 could be a “privacy dominant cycle,” these upgrades could attract more users and developers.

External factors could also play a supporting role. A possible end to the U.S. government shutdown or renewed economic stimulus, including possible $2,000 payments funded by tariff revenues, could provide fresh liquidity to markets and encourage renewed retail participation.

With increasing whale accumulation, increasing social interest, and positive technical signals, Cardano appears poised for a sustained recovery. As long as ADA holds its key support at $0.49, analysts believe a move towards $0.70 and potentially much higher is firmly on the table in the coming months.

• Nasdaq automatically approved the Canary XRP ETF following the SEC Form 8-A filing.
• The start of trading will be this Expected week and he’s already taking care of it for optimism among traders.

The Canary 8-A had been filed with the US Securities and Exchange Commission (SEC). The XRP Spot ETF is now automatically effective and is expected to begin trading later this week, subject to confirmation of the final trading date through the required CERT filing.

The listing will take place under the ticker symbol XRPC and follows the registration statement filed with the SEC on October 24th. The ETF is designed to track the XRP spot price and provide investors with an easy way to see the value of the token, while using the XRP-USD CCIX reference price index to ensure accurate and reliable pricing.

Canary Capital CEO Steven McClurg sagte:

“The XRP ETF will likely achieve double what Solana achieved in the first week.”

He highlighted the current demand for XRP through growing sales and market capitalization, which shows that investors are very interested. Analysts see the ETF launch as a positive step.

CEO Steven McClurg at Canary Capital on XRPETF.. #XRP pic.twitter.com/2UnDKdvc4R

– RICE.. (@RizXRP) November 10, 2025

Canary Capital completed its SEC filings to launch the ETF on Nasdaq on Thursday. The fund charges a management fee of 0.50%, while the Bitwise XRP ETF charges 0.34%. US Bancorp Fund Services manages the transfers and administration, US Bank holds the cash, Gemini Trust and BitGo handle custody, and Paralel Distributors handle marketing.

This ETF follows recent automatic approvals for Litecoin and HBAR ETFs under similar applications, showing that Nasdaq is looking to list cryptocurrency ETFs locally. The move marks progress for regulated crypto products in the US as investors closely watch how an XRP spot ETF could impact liquidity, trading and XRP prices.

Nate Geraci commented on the ETF launch, calling it a big win for Ripple. Market observers believe that this launch can help more institutional and retail investors use XRP. The fund follows the rules of the 1933 Act and closely tracks the XRP spot value, making this an important step for Ripple’s trust and credibility.

XRP falls 2.88%

At the time of writing, XRP is trading at $2.46 and has fallen by 2.88% in the last 24 hours. Its market value is $148.07 billion and people traded $5.83 billion worth in one day, an increase of 16.26%. With 60.1 billion XRP in circulation, 88% of users are optimistic.

Crypto analyst Ali Martinez pointed out a bullish flag pattern for XRP and said a drop to $1.90 could trigger a quick rise towards $10. The pattern shows the price stabilizing before a possible breakout, indicating a strong rally. Traders are watching price movements closely to see if this happens.

The dream scenario: $XRP is forming a bullish flag, and a dip to $1.90 could be the spark for a rally toward $10. pic.twitter.com/LpTiPQ1FQG

— Ali (@ali_charts) November 9, 2025

XRP is currently trading below the 50- and 200-day moving averages and is forming a death cross, making traders cautious in the near-term. However, the launch of the exchange-traded fund could trigger a bounce and analysts expect more buying once the spot exchange-traded fund launches, which could potentially stabilize prices.

Data from CoinGlass shows that derivatives markets are reacting positively as open interest in ETH futures increased by 12% to $4.07 billion in 24 hours. XRP futures on CME and Binance rose over 3% and 12%. Traders are showing more activity and optimism ahead of the ETF launch.

Market observers suggest that the ETF launch, along with increasing trading activity and clear technical trends, could represent a pivotal moment for XRP. If the uptrend continues, more investors could take notice of the token and it could experience one of its biggest recoveries in years.

• ADA, XRP, ALGO, XLM and HBAR have long been part of the group of cryptocurrencies compliant with the upcoming ISO-20022 financial messaging standard.
• But now things are getting serious: From November 22nd, ISO-20022 will replace the SWIFT interbank system. This gives compliant altcoin groups significant advantages.

Charles Hoskinson, founder of Cardano, expressed satisfaction with this development, noting that the adaptation of ADA strengthens its relevance in global banking networks. In his recent post on X, he shared an infographic listing cryptocurrencies that are expected to benefit from ISO 20022. XRP and XLM were named in the list due to their established positions in cross-border financial communications.

ISO 20022 support is essential to open banking and combining the tradFi and DeFi worlds. Ada is Glad to be holding the line with XRP, HBAR, ALGO, and others pic.twitter.com/9uZX4xgeQ3

— Charles Hoskinson (@IOHK_Charles) November 10, 2025

ADA stands out among these tokens as the only smart contract-enabled asset, indicating its dual ability for settlement and programmable finance. Other names on the list, including HBAR, ALGO and QNT, were highlighted for their institutional applications and associated frameworks that could help unify various banking systems.

ADA wants to connect banks with blockchain

Hoskinson emphasized that ISO 20022 plays a central role in open banking, a model that allows traditional banks to connect to digital networks through standardized APIs. He explained that support for ISO 20022 is “critical to promoting open banking,” describing it as an essential component for connecting traditional finance with emerging decentralized systems.

This connection, Hoskinson says, can act as a bridge that makes it easier for traditional institutions to work with blockchain assets. As ISO 20022 becomes the global standard for financial messaging, adding tokens like ADA that follow this standard can help increase institutional trust in blockchain technology.

More than 80% of financial institutions around the world are expected to start using ISO 20022 by the end of this year. This change will bring a new way of payment communication. It can also support digital assets that follow the same standard.

Global payment networks are unifying under ISO 20022

Ripple’s XRP and Stellar’s XLM are marked as compliant because they focus on banking and cross-border payments. Ripple has already partnered with more than 300 global financial institutions, demonstrating its long-term commitment to this global standard.

Marcus Treacher, former head of Ripple’s technology team, said the company has a long-term plan to align with ISO 20022. The goal is to prepare for the change in international banking communication.

Die Recording of HBAR is related to the focus on secure payments and stable transaction processing under the direction of the Board of Directors. Its network offers fast and reliable performance, making it suitable for global financial systems that require stable settlement structures.

Algorand’s (ALGO) low transaction fees and focus on DeFi applications support its alignment with ISO 20022 standards. Along with Cardano, IOTA and Quant, it is part of a group of tokens that are expected to benefit from the continued adoption of standardized communication frameworks.

Following Cardano’s recognition, Hoskinson explained that ADA is proud to “hold the line” with other ISO 20022-backed assets such as XRP, XLM and HBAR.

Market analysts see this development as a positive sign for ADA as the token will gain momentum in the medium term. Many participants are watching the $0.60 zone to assess where the next trend might go in the near future.

“Bitcoin sclerosis” suggests capital reallocation

Onchain and market data suggests Bitcoin’s dominance could continue to decline. This could prompt investors to shift their capital into altcoins, which in turn could trigger a bull run. That’s why analysts are watching Bitcoin market share closely; it is currently at 59.94%.

There had already been a severe loss of BTC market share at the end of June. This was followed by a rebound in September. Based on the current position, it can be seen that the market share from June has not been achieved again. This has led analysts to suggest that investors are preparing to shift funds from Bitcoin to altcoins.

Crypto analyst Matthew Hyland, who is currently diagnosing a bear market, stated:

“BTC market share… has been looking bearish for many weeks. The downtrend is favorable to continue. The relief rally was just a dead cat bounce in a downtrend.”

Similarly, analyst Michaël van de Poppe compared on his X-Account the current setup with the 2019-2020 cycle, “as in the previous cycle nobody at Altcoins believed”. Van de Poppe knew thereupon that the market is currently facing a similar turning point to a previous event. He also expects a second decline in the BTC.D ratio sometime this quarter.

Additionally, trader Don pointed out a head and shoulders formation on the BTC dominance chart, a classic technical signal of a trend reversal. He wrote:

“Rotation season may be closer than most people think.”

This suggests that capital could soon flow into altcoins if Bitcoin cools down.

Market sentiment is becoming more optimistic

Historically, altcoin seasons have begun during periods of “disbelief,” when market sentiment is at its worst. Analyst Merlijn:

“Altcoin season begins when everyone gives up. Same base. Same wedge. Same disbelief.”

Recent weekend rallies in some altcoins are showing early signs of renewed retail participation as cautious optimism replaces the apathy that followed October’s downturn. Analysts believe this emotional cycle, where skepticism gives way to gradual enthusiasm, is a key component of early bull market formation.

More liquidity could trigger a new rally

Another possible trigger for the shift lies outside the crypto market. The US Federal Reserve will reportedly resume its quantitative easing program on December 1, a move that could inject fresh liquidity into financial markets. So far, such measures have increased investors’ appetite for high-risk investments such as crypto assets.

If the new liquidity coincides with a decline in Bitcoin market share, the result could be a strong recipe for altcoin momentum by the end of 2025.

• The global financial system will switch to the ISO 20022 standard this month, replacing the old SWIFT interbank system.
• The change will, among other things, make interbank transfers extremely faster and safer. Altcoin prices could rise significantly, such as XRP, XLM, HBAR and IOTA.

The global financial system is about to transition to the ISO 20022 messaging standard. The deadline for the old SWIFT standard expires in 11 days. This doesn’t just mean a technical upgrade, as the ISO 20022 standard will be the beginning of the use of a new, common, global language for financial data.

The Deadline the full changeover is November 22nd. This ends the “coexistence” of MT and ISO 20022 messages in the SWIFT network.

After this date, ISO 20022 will be the new standard format for global interbank transactions, replacing SWIFT after more than half a century.

The gradual changeover began in March 2023. Since then, financial institutions have been converting their infrastructure and making ISO 20022 the backbone of global payment transactions in just a few days.

The change is tantamount to a revolution

ISO 20022 introduces richly structured XML-based messages that contain detailed metadata. These replace SWIFT’s decades-old MT formats. As a result, projects benefit from greater interoperability, improved compliance data and faster, more transparent cross-border execution.

The most important blockchain networks have long since adapted their systems to ISO 20022. The most common blockchains in this context include XRP, XLM, ADA, HBAR, ALGO, QNT, XDC and IOTA.

ISO 20022 makes transactions faster, more secure and easier to understand – in particular, sender data must be completely stored in the system and is therefore accessible to official measures to prevent money laundering.

XRP, XLM, IOTA and HBAR have long met all ISO 20022 requirements, which puts them in a good position ahead of their lagging competition.

XRP is already known for fast, low-cost cross-border payments. With all global systems moving to the ISO 20022 standard, Ripple’s ability to quickly move money between different currencies using XRP as a bridge currency becomes even more important.

Backed by major technology companies such as Google and IBM, Hedera provides reliable and energy-efficient blockchain services for businesses. Stellar has expanded its work in remittances and digital finance, particularly in regions with limited banking access.

Also the acceptance of ISO 20022 hat IOTA above all by improving the Interoperability and Integration with the traditional financial sector and the broader one Ecosystem the Internet of Things (IoT) benefited.