Category: Coins

• Charles Hoskinson criticizes lurid 100-fold profit promises and has a serious alternative for small investors.
• He emphasizes that real opportunities for profit lie in the development of useful applications for everyday use.

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Earlier this week, Cardano (ADA) founder Charles Hoskinson transferred one Live-Stream titled “Hang in There.” In it he discussed some of the upheavals that have characterized the crypto market in recent years.

He began with the remark:

“We lost retail in 2021… Do you know what happened? The industry started selling images of bananas as NFTs for $1.5 million. People were selling tweets, not even the actual tweets, just NFTs representing tweets, for hundreds of thousands of dollars.”

He emphasized that many retail investors have not yet recovered from disasters such as the Terra Luna crash, in which around $60 billion in market value was lost and companies with too little equity such as Three Arrows Capital, Celsius and Voyager went bankrupt.

Hoskinson also mentioned the collapse of FTX in 2022, in which the centralized exchange and its founder, Sam Bankman-Fried, embezzled $8 billion.

Hoskinson’s retail alternative

Cardano inventor Hoskinson is convinced that the crypto industry will only regain retail acceptance if it offers customers useful products. He argues that such a product must offer economic agency, personal identity, self-custody and sound money. These are the elements that enable individuals to control their financial affairs.

He called for building a community of retail customers who are able to control their privacy and enjoy the freedom to choose who they interact with.

Cardano has put these ideas into practice and is working to build infrastructure across industries while supporting and growing its community. The Cardano Summit took place in Berlin on November 12th and 13th, attended by over 1,000 executives and more than 75 speakers from the industry. The next summit is scheduled to take place in Singapore on October 26.

As CNF reported, Cardano’s Midnight Mainnet, its privacy-first network, is expected to launch in 2026 – although the NIGHT token is scheduled to be issued as early as December 8th. Most exchanges want to list NIGHT from day one, for which 4.5 billion tokens are earmarked.

ADA is currently at 0,4467 $ traded, representing an increase of 3,57 % in the past week means even though sales are up 22 % on 758 Mio $ has fallen.

• Ripple announced “Scamberry Pie,” an awareness campaign designed to encourage families to learn about online crime targeting crypto customers.
• CEO Garlinghouse highlighted the increasing adoption of Ripple stablecoin RLUSD, whose market cap has now exceeded $1 billion.

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Ripple CEO Brad Garlinghouse has unveiled an anti-fraud initiative that warns XRP holders about online scams targeting XRP and other crypto users. In one X-Post Garlinghouse introduced “Scamberry Pie,” a public awareness campaign designed to encourage families to talk about suspicious digital activity.

In dem Post is it[called:

“Scamberry Pie is helping to change that by making the topic of fraud prevention more accessible at the holiday table.”

Ripple is partnering with Match Group, Cash App, the National Cryptocurrency Association and Coinbase to spread the word. The aim of the collaboration is to warn investors about phishing sites, fake investment offers and other scams, which often increase during the holidays.

Garlinghouse praised the Ripple security team for their work in 2025. He also highlighted the team’s success in shutting down websites that promote fake websites and misleading “live” videos to defraud investors.

Garlinghouse added that the effort to protect customers is a collaborative effort, with the company, its partners and the community reporting and removing fraudulent content.

Europol shuts down criminal crypto tumblers

Meanwhile, in Europe, Swiss and German police, together with Europol, conducted an operation to dismantle the criminal gang that operated “Cryptomixer,” a hybrid crypto tumbler accessible on both the legal clear web and the dark web that was used by cybercriminals to launder their illegal Bitcoins. Such crypto mixers prevent the traceability of the ownership of tokens on a blockchain.

As CNF reported, the raid, carried out from November 24th to 28th, resulted in the seizure of three servers, the domain cryptomixer.io, more than 25 million euros in BTC and over 12 terabytes of data.

Influence of RLUSD ahead of Binance Blockchain Week

During Binance’s Blockchain Week, a two-day event held December 3-4 in Dubai, United Arab Emirates, Ripple’s CEO shared his insights on stablecoins. According to Garlinghouse, the RLUSD bridges traditional financial markets and fast-growing blockchain technology, increasing efficiency in global settlements and digital transfers.

People are starting to realize that stablecoins are really stable and much easier to manage and move, especially in this region, explained Garlinghouse.

Ripple’s stablecoin, launched in December 2024, continues to gain momentum and has reached a market value of $1.027 billion – CNF reported.

• The IOTA mainnet now uses Stargate’s LayerZero messaging infrastructure and crosschain liquidity service.
• Stablecoins and RWA tokenization on IOTA are expected to open new avenues for trading and finance very soon.

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IOTA has completed its integration with LayerZero and Stargate, one of the crypto industry’s most widely used bridging applications. This gives IOTA connectivity to more than 150 blockchains, including Ethereum, Solana, Base, Arbitrum and BNB Smart Chain. IOTA also gets access to around 550 digital assets, which move the equivalent of more than $120 billion per year.

This makes the IOTA mainnet one of the first Move VM-based networks to rely on LayerZero technology.

IOTA Foundation Chairman Dominik Schiener emphasized the meaning of the step:

“The integration of LayerZero into the IOTA Mainnet is a transformative milestone for the IOTA ecosystem, creating a strong foundation that accelerates mainstream adoption and advances key industries. By enabling direct digital asset flows and real-world tokenization of assets, LayerZero positions IOTA as a central pillar of global trade and, in particular, the financing of global supply chains.”

This progress builds on the 2024 launch of the IOTA EVM and was achieved through collaboration with LayerZero, Stargate Finance, Supra and Pyth Network. The IOTA-EVM is the network’s L2 smart contract platform.

IOTA’s added value through LayerZero and Stargate

LayerZero provides the infrastructure that enables secure communication between blockchains. Stargate is the main application and uses this infrastructure to transfer assets between networks in a consistent manner.

A central component of LayerZero is the Omnichain Fungible Token Standard OFT. It ensures that wrapped tokens are not fragmented and excludes multiple versions of the same asset.

The OFT standard supports the crosschain transfer of more than 400 tokens to date, with the CYB, the utility token of the Cyberperp Perpetual Exchange, being among the first to go live on both IOTA tiers. For customers, the integration means that they can now easily move their assets via the Stargate WebApp.

IOTA is also continuing its digital identity initiative by integrating Turing Space into its Business Innovation Program, leveraging Turing Space’s Turing Certs credential platform. As CNF reported, the network has achieved a staking rate of 50.22% thanks to over 18,700 participants contributing to the staking pool.

Despite these long-term advantages, the IOTA price has been losing ground since yesterday 2,46 %market cap fell about 2% and 24-hour sales rose 28% to $21 million.

• A six-year review shows that Bitcoin, Ethereum, BNB, Litecoin and Monero often post strong gains in December.
• The so-called “Santa runs” mainly occur in stable bull markets or recovery phases – but not every year.

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December has started strong for the crypto industry, and data from a review of the six years from 2019 to 2024 shows that the five renowned crypto projects Bitcoin, Ethereum, BNB, Litecoin and Monero often make notable profits during the Advent season.

However, the trend, widely referred to as the Christmas run, is not 100% certain as December increases mainly occur during strong bull markets or recoveries.

Bitcoin

Bitcoin experienced its strongest Christmas rally of 2020 when it… 48% of about 19.700 $ on round 29.000 $ increase. In 2023 BTC jumped 12% high, fueled by growing optimism surrounding the approval of the first Bitcoin ETF. Notably, BTC’s December gains came after Christmas, particularly in 2020 and 2023.

On the other hand, BTC struggled coming into 2019 5% slipped, in 2021 by almost 19% collapsed, by around 2022 4% fell and still falls in 2024 3%.

Three weeks before Christmas, BTC will be at 92.708 $ traded after being in the last 24 hours 2,23% and in the last week at 5,69% has increased. However, in the monthly charts, the token is up 13,1% sunk.

Ethereum

ETH recorded an increase of in 2020 and 2023 21% or 11% and thus followed the pattern of Bitcoin. Both increases were driven by improving macroeconomic sentiment and stronger network activity.

Conversely, Ethereum recorded heavy losses of in 2019, 2021, 2022 and 2024 15%, 20% or 8%. At the time of writing, the market price of ETH reflects the downturn of 2019 with a drop of 14,8% reflected on the monthly charts and quoted at 3.096 $.

Binance-Coin

Historically, BNB rises the most during a bullish December. Especially in 2020, BNB rose 19%. In 2023, BNB rose to 37%after Binance gained clarity on regulation and an uptick in spot volume. However, Binance Coin fell over in 2019 13%2021 one 18% and again in 2022 18%.

Notably, BNB offers greater returns when the market is doing well, but prices fall when the market crashes. Currently, BNB is still struggling to recover from its monthly loss of 9,69% to compensate, since it is at 899,86 $ is traded.

Litecoin

Litecoin is up in December 2020 42% rose, following Bitcoin’s rally. Besides that quit PayPal during this period to that user selected cryptocurrencies directly via your PayPal accountbuy, hold and sell can . Notably, Litecoin was also one of the cryptocurrencies offered by PayPal, which contributed to the increase. However, in 2019, 2021 and 2022, LTC still saw smaller gains of 5% and 7% in 2023 and 2024.

Notably, LTC closely follows the path of Bitcoin and records gains on the daily and weekly charts. At a course of 85 $ However, LTC is last monand um fast 4% fallen.

Monero

XMR turned around 2020 15%2022 one 9% and 2023 around 10% to, with smaller declines in weaker years. Notably, Monero has shown consistent strength in December, driven by high transaction demand and its privacy-focused utility. From 2019 to 2024, Monero avoided extreme December crashes and often ended the month in positive territory.

• XRP owners are brimming with optimism and defending their investment decision against any criticism.
• The XRP ETF success strengthens investors’ general confidence in XRP – come what may.

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In a recently published X-Post Peter Brandt describes the XRP owners as one of two groups of “obsessed perma bulls”. They always expected big price breaks, regardless of the market, he accuses them. On the other hand, he praises their unbroken optimism even after losses.

The fact is that most XRP investors expect consistent profits even in weak markets, difficult economic conditions, and long downturns. The XRP community is challenging bearish claims and defending its token against negative predictions from market analysts.

The most madly obsessed perma-bulls on earth are Silver bulls and XRP bullsf

— Peter Brandt (@PeterLBrandt) December 2, 2025

The XRP community’s unwavering support was evident in the US Securities and Exchange Commission’s case against Ripple. Despite the outcome of the legal dispute being open throughout the entire process, the XRP community remained closed. She presented evidence showing that programmatic sales are not investment contracts. This demonstrated the community’s loyalty and ability to coordinate defense.

Rock-solid trust from the XRP community

Institutional acceptance has further increased XRP’s reputation. XRP ETFs are currently trading heavily in the US, attracting investors focused on long-term investments. Many members of the

Peter Brandt has previously made negative forecasts. In 2024, he said that XRP could fall to zero compared to Bitcoin. Investors were upset and reminded him of a similar prediction from 2017 that was completely wrong. Despite the criticism, he profited when XRP reached its October target by using chart patterns from Richard W. Schabacker’s 1934 book.

Earlier this year, Brandt also pointed to bullish factors and identified a flag formation that would drive XRP prices from 3,54 and 4,39 $ predicted. The goal of 3,54 $ was reached around mid-2025, and XRP rose shortly after 3,66 $. Currently it would have to rise by around 101% to reach the target of 4,39 $ to reach.

The current price of XRP is $2.17 after rising in the last 24 hours a 6.75% has increased. Sales increased by 19,03 % to $4.82 billion, supporting the token’s bullish momentum. The market cap stands at $131.11 billion, with a circulating supply of 60.33 billion XRP, showing continued investor interest.

• Binance co-founder Yi He became the crypto exchange’s new co-CEO. Immediately afterwards, the product range was expanded – apparently her first official act.
• Binance is launching “Binance Junior”, an account for children aged six and over, which is managed by their parents until they have the right to use it.

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Binance is expanding its offering with the new one Product “Binance-Junior”, a crypto savings account to be held in trust by parents, designed for children and young people aged 6 to 17 or up to their majority. Thanks to the new product, the exchange is expected to have 300 million registered customers very soon.

Binance Junior allows parents and guardians to maintain a sub-account for their children under the parent’s main account. It is equipped with a child-friendly interface that allows children to view their account balance and use the “Save”, “Earn” and “Send” functions.

Binance Junior: future opportunities for kids

Unlike standard Binance accounts, trading, futures and other risky activities are not possible with Binance Junior. Instead, the children’s funds can be invested in savings and other income products such as Binance “Flexible Simple Earn”. In this way, the account encourages long-term savings habits instead of short-term speculation.

Parents can fund the Junior account either from their main account or through onchain transfers. Transfers from the Junior account are restricted. Only parent-approved transfers are permitted. Transfers to anyone other than parents and legal guardians are not possible.

Binance may allow limited transfers for teenagers who are 13 years old or older – or if local laws allow it. These are monitored by parents and have daily limits to prevent abuse.

According to Binance, the Binance Junior accounts are part of a broad family financing initiative.

The new co-boss Yi He explained it is so:

“Today, parents can take the first steps to secure their children’s financial future by preparing them for the future financial world. Binance Junior is an initiative for families to build crypto wealth for their children. It is designed to teach the next generation sound financial skills through adulthood.”

Binance has specially published a textbook called “The Crypto ABC”. It’s designed to teach children and families basic crypto and blockchain concepts in an easy-to-understand way, with each letter of the alphabet representing a different crypto idea.

Binance explainedthat Yi He, co-founder of the exchange, has been appointed co-CEO and will now work alongside Richard Teng in a dual management structure. Before becoming co-CEO, she was Binance’s head of customer service, which gave her in-depth knowledge of customer structure and product development.

• Cardano implemented the Plomin hard fork this year and introduced the Cardano Foundation DRep Delegation program.
• They cooperate with Griffin AI and celebrated their first anniversary as an Enterprise Member of Intersect in September.

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For Cardano, 2025 was the year the network made its full transition to decentralized onchain governance. At the same time came US President Trump’s pro-crypto initiatives – although Cardano founder Charles Hoskinson argued the government had disrupted the traditional four-year crypto market cycle.

Looking back at year 25, there were the following Cardano announcement on X:

“If 2025 has taught us anything, it is that the Cardano community approaches complex challenges with maturity, intelligence, unity and passion. Governance is an adventure; it can be messy and loud, but it is undeniably ours.”

From foundation governance to community governance

Im Message the foundation highlights that Cardano conducted the Plomin hard fork on January 29th, officially initiating the network’s transition to fully decentralized governance.

With Plomin, ADA holders gained direct voting rights over important aspects of the blockchain, including parameter changes, withdrawals from the treasury, hard forks, and the overall direction of the network.

The hard fork is named in honor of the late Cardano community member Matthew Plomin.

Cardano’s constitution was enacted in accordance with CIP-1694, establishing the formal framework for governance in the community-led era. Governance now works via a three-tier system consisting of Delegated Representatives (DReps), Stake Pool Operators (SPOs) and a Constitutional Committee (CC), with which decision-making power has been transferred from the founding organizations IOG, the Cardano Foundation and EMURGO to the community.

Cardano welcomed its first fully community-elected Constitutional Committee, replacing the interim body previously overseen by founding organizations Input Output Global (IOG) and EMURGO. Cardano also launched the DRep delegation program, providing 140 million ADA to seven developer and builder DReps.

September marked the first anniversary as an Enterprise Member of Intersect. Over the course of this year the team has been heavily involved in several committees, with Nicolas Cerny playing a leading role on the Civics Committee.

Markus Gufler and Alexander Moser were instrumental in maintaining network security and continuity. Arnaud Baily represented the open source committee, Rita Mistry and Nicolas Cerny worked with the budget committee and Intersect to design a transparent Cardano 2026 budget process with guidelines for all stakeholders.

• VeChain activates the StarGate 2.0 upgrade and introduces a new staking system connected to Hayabusa.
• The transition phase to the final implementation of Hayabusa runs until December 9th – after which the distribution of the bonuses begins.

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VeChain launches StarGate 2.0 on mainnet, moving to a delegation-based staking model that increases the utility of VET tokens. The upgrade comes as part of Hayabusa’s mainnet activation, a milestone in the comprehensive VeChain Renaissance roadmap.

StarGate 2.0 is now officially live!

Delivering the full staking experience, StarGate 2.0 is fully integrated with #Hayabusaand unleashes a new era of tokenomics / rewards for VeChain and $VET.

Hayabusa’s transition phase and full go-live for rewards lasts until December… pic.twitter.com/eJv3DoPrqz

— VeChain (@vechainofficial) December 2, 2025

Hayabusa begins multi-stage VeChainThor upgrade

The Hayabusa upgrade is the beginning of a multi-stage process to improve interoperability, security, tokenomics and developer tools in the VeChainThor system. Validators have begun connecting Hayabusa to the mainnet as part of a seven-day transition period.

During the transition, delegator NFTs will become the central element for collecting rewards. Users must mint and delegate them via the VeWorld wallet before the first full cycle is completed on December 9th.

This mechanism essentially means that VET no longer allows VTHO to be passively produced. Active staking pools also reduce the random generation of unused VTHO and enable more efficient inflation control.

The model emphasizes decentralization and network security; it combines user participation with validator activity. StarGate 2.0 features an improved user interface, new features and early delegations for network synchronization.

Users simply need to stake VET, enter a delegator NFT, select a validator, and wait for the first reward cycle to complete. Once operational, block rewards will be restored and only forwarded to delegated positions.

Hayabusa creates new use cases

The Hayabusa upgrade also brings, among other things, a predictable low-cost fee, an improved reward rate and a guarantee of economic security via DPoS.

The changes are intended to make EVM customization easier for developers, improve programmability, and enable an upcoming JSON RPC integration that will open up access to a wider range of tools.

The upgrade will support applications in logistics, sustainability tracking, tokenization and consumer VeBetter programs. As VeChain prepares for global distribution, the Hayabusa upgrade lays the foundation for more incentives, more decentralization and an improved development environment.

Trend reaches Germany

VeChain’s move follows the growing trend of blockchain adoption in institutions. In July of this year, the state-owned NRW.BANK issued a blockchain bond worth 100 million euros on Polygon.

• Georgia’s government will base essential public sector functions on Hedera’s distributed ledger technology in the future.
• Hedera’s clientele from other countries already includes cSigma Finance and the French crosschain cooperation Axelar.

Georgia has partnered with Hedera. The Georgian Ministry of Justice plans to transfer its services for registering digital assets and legal documents to Hedera’s distributed ledger.

As a result, the migration will improve verification processes, data security and public access compared to the government’s current traditional model.

Hedera announced that both parties have signed a memorandum of understanding that will see the National Agency of Public Registry (NAPR) use Hedera’s distributed ledger technology.

Institutions. Enterprises. Governments

Today, we unveil an MOU with the Ministry of Justice of Georgia (@justice_geo) – positioning the nation to implement @Ivy across the public sector.https://t.co/3fgwnx3kLI pic.twitter.com/wpkWt1mK8Y

— Hedera Foundation (@HederaFndn) December 2, 2025

With the new partnership, the government is responding to the needs of society and making its system more stable and secure.

Georgia is one of the most crypto-friendly nations in the world. Since 2016, NAPR has been involved in the tokenization of real estate and the use of smart contracts for real estate transactions.

A few days ago the Hedera Foundation expands the benefits of RWA (Real World Assets) through an integration with cSigma Finance. According to Hedera, cSigma offers stablecoin holders invoice financing. The returns in the Hedera DeFi system are now tied to real economic activity with cSigma. cSigma chose Hedera because of the predictability of costs, legal certainty and uniform access.

In addition, last week Hedera, through collaboration with Axelar, opened access to over 60 blockchains through the Interchain Amplifier – CNF reported. This strengthens Hedera’s institutional DeFi potential as liquidity can flow freely across multiple networks.

HBAR is currently changing hands for 0,1487 Dollarafter it happened in the last 24 hours 13,22 % has increased.

Meanwhile, Europe’s importance in crypto banking is growing. 55 European banks already offer services such as custody and trading, surpassing Asia and North America. Now ten major European banks have founded Qivalis, an Amsterdam-based company that aims to issue a euro stablecoin in 2026.