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• A clear statement from former Ripple CTO and current supervisory board member David Schwartz is currently causing a stir.
• The trigger was a discussion on

Schwartz did not avoid criticism – on the contrary. He confirmed that many investors suffer financial damage from excessive expectations and that it is precisely such fantasies that are a problem.

Schwartz emphasized that the current XRP price represents an honest market assessment. From today’s perspective, the idea that XRP could reach the double-digit dollar range in the short term is unfounded. He criticized the fact that part of the community has been fixated on extreme price targets for years that are not realistic due to either liquidity or market opportunities.

This discrepancy between wishful thinking and real possibilities leads to inexperienced investors getting in when prices are high – and later selling at a loss.

Price pressure increases the debate

The discussion comes at a phase in which XRP is already under pressure. The price recently slipped to a one-year low, accompanied by significant outflows from spot ETFs and a noticeable slowdown in institutional demand.

Many investors who have been waiting for the big breakout for years are reacting with frustration; And so Schwartz’s statements hit a nerve because they reveal the gap between a nonsensical expectation and reality.

Disappointment and approval

The reactions are correspondingly polarized. Some influencers accuse Ripple of no longer believing in the long-term vision. Others welcome the open words and see them as a necessary step to objectify the discussion.

What is particularly well received is that Schwartz does not argue against XRP, but rather against it Myths that have formed around the token. His appeal is aimed at investors who are guided by extreme “forecasts” instead of analyzing soberly.

Wake-up call for XRP dreamers

Schwartz’s warning is not an attack on the project, but rather an indication that inflated expectations do more long-term damage than any bear market. For many, his statement will be a wake-up call.

Anyone who invests in volatile assets needs realistic scenarios, reliable data and the willingness to put their own beliefs into perspective. XRP is and remains a significant player in the market – even without the fantasy valuations that have been fueled again and again for years.

• SpaceX and Tesla are said to be considering merging the two companies. According to informed circles, the first explorations have begun.
• This raises questions about the reason for such a group of companies and what it would mean for the existing, considerable Bitcoin assets.

According to the current quarterly figures, Tesla has around 11,509 and SpaceX around 8,285 Bitcoins on its balance sheet, a total of almost 20,000 BTC. In the event of a merger, this would result in one of the world’s largest Bitcoin assets for a single commercial company. While Tesla, as a listed stock corporation, is subject to strict disclosure requirements, SpaceX has so far operated in a comparatively non-transparent manner. A common corporate structure would eliminate this lack of transparency and lead to a reassessment.

Accounting, risks and valuation

The key question for crypto investors is how a merged company would deal with volatile Bitcoin. Since the introduction of the fair value accounting standard, listed companies have had to report Bitcoin profits and losses directly in the income statement.

This is an aspect that would be relevant in a potential SpaceX IPO with an expected valuation of up to $1.5 trillion. The new company’s Bitcoin position would be a factor in the valuation.

Another measurable factor affecting Tesla is the declining sales in the key markets of China and Europe, which threatens its existence. Evil tongues claim that Tesla is either heading into a merger or hitting the wall.

Historical experiences

Tesla’s erratic Bitcoin price also plays a role. After the spectacular entry in 2021 with a BTC purchase for $1.5 billion, a partial sale followed, and later the sale of around 75 percent of the assets in the bear market of 2022. This history does not speak for a reliable Bitcoin strategy as a player in the corporate crypto market.

Against this background, every structural change in the Musk syndicate is closely monitored. The current merger considerations do not yet change any operational plans, but they do bring the question of the future role of Bitcoin in the group back into focus.

• Europe’s right-wing extremist parties are increasingly using the topics of cryptocurrency and digital assets as political fighting instruments. The focus is not on the benefits of technology, but rather on its instrumentalization for absurd conclusions.
• Crypto is becoming a vehicle to justify distrust of state institutions, the EU and established financial structures. Especially in the DACH region it is clear how the topic is being deliberately misused in election campaigns.

In several EU countries, the crypto issue has become an integral part of right-wing extremist rhetoric. Parties like that AfD in Germany, the FPÖ in Austria, the National Gathering – formerly Front National – in France, the Lega in Italy and the Vox in Spain use the topic to justify their ideas about “digital freedom” and “independence from the system”.

The actual technological and financial aspects play no role. The emotional impact is crucial: crypto is presented as a vehicle to represent an “alternative model” to state control.

EU regulation as an enemy

A central element of this is the targeted misrepresentation of the EU regulation of the crypto industry. The EU frameworks MiCAR and DAC8 are described, particularly in social media campaigns, as alleged evidence of surveillance and excessive bureaucracy.

The ultra-right uses the complexity of regulation to convey their simplest message: Brussels is interfering with citizens’ financial self-determination. Representations of this level resonate particularly in milieus in which crypto is perceived as an alternative to traditional financial systems.

DACH region: Three countries – same propaganda pattern

• In Germany The AfD relies heavily on anti-EU propaganda. MiCAR and DAC8 are presented as surveillance tools, while crypto is presented as a symbol of personal freedom. However, there are no concrete political statements or even explanations.
• In Austria the FPÖ uses the issue to underline its demand for national sovereignty. Crypto is presented as a way to break away from “foreign-determined” EU financial policy. Here too, the well-worn slogans of freedom and independence dominate.
• In Switzerland the SVP takes up the crypto issue primarily where it fits into their version of national independence. It serves as an argument to doubt international standards. Crypto is presented as an extension of an independent financial system.

What is striking is that none of these parties have a specific crypto program. Instead, buzzwords at the level of high school dropouts dominate: less government, less regulation, more personal freedom.

The world is that simple if you want it to be.