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• The EU supervisory authority EIOPA wants 100% capital protection of insurance companies for insurance companies.
• The investment behavior of insurers in the EU is likely to change to the disadvantage of crypto if the EIOPA recommendation should be implemented 1: 1.

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Die European supervisory authority for insurance and company pension schemes (EIOPA) wants to Insurance company request to keep funds in the amount of their crypto investments. In any case, this is your recommendation to the European Commission. Because of the unpredictable volatility and the high risks of crypto systems, the EIOPA is forced to take this step. The protection of the policyholder is a priority in the EIOPA, which is why the capital reserve should be able to cover fluctuations in the cryptom market 100%.

The proposed measure would introduce capital requirements that go beyond the existing conditions for traditional assets, including stocks and real estate. The recommendation goes to persistent regulatory concerns regarding the EU-Standards back protect the insurers who work with digital assets.

EIOPA proposes 100% investment request

The EIOPA recommends in its technical Advice message from March 27th that all engagements in crypto assets should be taxed 100 % of the capital value. The authority supports this requirement because it guarantees the protection of policyholder from volatile digital currencies. EIOPA points out that the existing regulatory system is not able to adequately protect against the risks of crypto-assets and therefore calls for a 100%capital request. According to the proposal, greater protective measures are required for crypto-assets, since higher requirements apply to you than for shares with fees between 39 % and 49 % and for real estate with 25 %.

Eiopa showed four regulatory options in her document. The first maintains the current regulations, while the second demands a capital request of 80%. The third party requires insurers to keep capital reserves of 100% of the crypto value value, since it is related to the transitional measures defined in the Capital Requirements Regulation (CRR). The fourth regulatory approach evaluates extensive risks that arise from tokenized assets. EIOPA emphasizes for the third regulatory plan, since the authority is of the opinion that a stress threshold of 80% cannot sufficiently reduce the volatility of crypto prices.

Consequences for the insurance sector

The acceptance of the European Commission’s proposal would increase the capital requirements for insurers who hold crypto assets and thus reduce market interest for digital assets. Some insurers will change their investment strategies and maintain the regulations, while others will completely leave the cryptocurrency market. This measure could serve to trigger similar regulatory approaches in international legal systems because it sets new standards for supervision on investments in digital assets for the insurance sector.

EIOPA considers the 100%investment request as a reasonable precaution and not as an ineffective restriction. According to EIOPA, the financial stability would increase thanks to the proposed regulation, since it would protect the funds of the policyholder from the volatility of the cryptocurrency market. The requirement is used if the regulatory authorities assume that the prices of cryptocurrencies can theoretically fully fall to zero and that a diversification of assets via several digital assets cannot protect against such a loss.

Due to the aggressive enforcement of capital buffers, EIOPA wants to establish financial security measures in the industry. The upcoming EU decision on this proposal will have a significant impact on how insurance companies and cryptoma marketers interact worldwide.

• ICE and CIRCLE signed a declaration of intent to check the integration of USDC and USYC into the capital market infrastructure.
• Circle also extends the benefits of USDC by defi and financial partnerships in Japan.

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Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange, and Circle, the issuer of USDC, have officially A declaration of intent (MOU) signed. You want to integrate USDC and US YIILD COIN (USYC) into the market services and products of ICE.

This cooperation is not only a floating long -term plan, but is intended to open a new way for the use of digital currencies in the middle of a capital market system that has so far rely on the traditional dollar.

NYSE President sees a greater role in stable coins on the capital markets

Lynn Martin, the President of the New York Stock Exchange, expressed quite directly about the direction of this cooperation in her statement. She said that stable coins like Circle’s can play a larger role on the capital market.

If more and more market participants believe in digital currencies than legitimate equivalent of the US dollar, the possibilities for their use in various ICE services are also more open. She added that with great enthusiasm you would explore different scenarios for the use of USDC and USYC in the entire ICE ecosystem.

Circle strengthens Asian presence with expansion to Japan

Apart from the big plans, this step seems to underline the endeavors of circle, to continue to help USDC greater acceptance. CNF has already reported that Circle deepens his commitment in Japan through a strategic partnership with SBI Holdings, which also includes the foundation of Circle Japan KK.

USDC will officially be represented by SBI VC Trade in Japan. It is not just about market expansion, but also about the endeavor to accelerate the blockchain-based financial innovation in the Asian region.

Free of delay: USDC moves over blockchains in real time

In addition, USDC is not only geared towards the large capital market. In the decentralized finance or defi sector, Circle also promotes the use of its technology through integration with Stargate Finance. One of the outstanding functions of circle, which is now taken over, is CCTP (Cross-Chain Transfer Protocol).

With its latest version, CCTP V2, the process of transmission of USDC between blockchain networks, which used to take up to 15 minutes, can now be completed in seconds. Imagine you send a text message – quickly and immediately without going the usual complicated way.

The integration also enables users to transfer USDC 1: 1 from one blockchain to another without having to rely on liquidity pools that are often risky and expensive. So if you have USDC, for example, on Ethereum, but need you on Arbitrum, the process is now much more flexible and faster.

Traditional finances and crypto move closer together

Back to ICE: Even if the company has not yet announced which products are being developed, this partnership is a clear sign that the boundaries between traditional finance and cryptocurrencies are increasingly blurring.

Perhaps institutional investors could one day use USDC to ensure assets, to handle shops or even to pay service fees in a stock market-something that was previously only a dream for fintech enthusiasts. However, it should be noted that this agreement is only a declaration of intent. This means that it is still in the exploratory phase.

• This week, Chainlink and Digital Chamber were hosts of a dinner for the US government representatives in Washington.
• The link course has increased by 25%since March 10, and the chances are good for a further increase to $ 69.

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At the beginning of the week, the US capital was the meeting point for a group of crypto practitioners and government officials. Chainlink and Digital Chamber had taken to a private dinner in the representative of the US government and the crypto industry. Shortly afterwards, Link’s course, the in-house Chainlink token, shot 25% high.

The role of asset origination in the US market

During the meeting, Sergei Nazarov, co -founder of Chainlink, pointed out three important elements that are necessary to accept cryptocurrencies in the USA. He called the emergence of assets, the automated compliance with regulations and global sales as the components that will determine the success of web3 assets and the financial system as a whole.

The future has never been brighter.

Last night in D.C., key leaders from the U.S. government and the blockchain industry attended a private dinner hosted by Chainlink and @DigitalChamber to discuss the next stage of digital asset adoption. pic.twitter.com/0Mwetx5RUR

— Chainlink (@chainlink) March 27, 2025

Nazarov emphasized that the United States should be the point of contact for the emission of the most reliable web3 assets. According to Nazarov, it is about making the country a place where investors want to settle worldwide. This step would increase the credibility of blockchain-based financial products on the global market. He would also ensure compliance with regulatory standards and at the same time ensure that the innovation continues to thrive.

Chainlink sees increased interest after market profits

The meeting had an impact on Link’s course. According to Santiment, he recorded an increase in the market value and the frequency of mention in social media.

Santiment notes that $ Link has increased by over 25 % since March 10. In addition, there is also a remarkable accumulation trend for investors who hold between 10,000 and 10 million link tokens. These wallets now hold a record high of 438.33 million link, 43.8 % of the total offer.

Chainlink has seen a jump in social dominance across crypto social media following its hosting of a private meetup with key US government leaders. The #11 market cap has jumped +25% in value since March 10th.

Additionally, we are seeing growth from key stakeholder wallets… https://t.co/DmDUemu5dm pic.twitter.com/YdoxjFFxin

– Santiment (@santimentfeed) March 28, 2025

In addition, the analyst Michaël van de Poppe has also joined the discussion. He pointed out that Link shows strength towards Bitcoin on the weekly chart. Van de Poppe explained:

“Link slowly but surely begins to wake up. I assume that we will take the next step up and that the housese for Chainlink has started. ”

According to the analyst, Link could be on the way to the brand of 0.0007950 BTC – ETW $ 69.15 per token. That would mean a massive jump from its current price of around $ 15.57. It is even more important that the analyst mentions that Bitcoin an ascending trend line As support holds.

The cryptocurrency has the chance to recover in the direction of $ 94,000 when it breaks through the $ 87,000. Van de Poppe said to Etehreum:

„I’m really looking forward to the speed of the outbreak over $ 2,150 for ETH. ”

• Linear Finance gives up business after Binance took the Lina token out of the trade and escalated the cash flow problems.
• The technology worked perfectly, but naGenerating the resulting problem proved to be the decisive problem.

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Linear Finance finally decided to operate setafter Binance announced that it would take the Lina token out of the trade. It didn’t take long for the news to send the market value of Lina on a downward slide: it fell around 65 percent.

The core team and other participants then made the decision behind the project: liquidation and exit from all positions.

Notice of Closure

After careful consideration, Linear Finance has made the difficult decision to cease operations.

Despite our ongoing efforts to innovate and build throughout the years, the project has struggled to generate sustainable returns. Outside of a brief period of…

— Linear Finance (@LinearFinance) March 27, 2025

The decision was announced publicly and left many customers who still had active positions. Are the funds refunded? How can you get out? The linear team announced that they would soon turn to customers to clarify the exit process.

Liquidity crisis as the cause

As for technology, linear finance has no problem. The application runs, the functions are largely complete and the community is committed. But this is all about money; And the problem was to generate insufficient cash flow in order to stay afloat in view of the constant pressure of the market and the increasing operating costs.

They managed to survive through personal means of the project owner and revenues from token sales. However, this approach was not permanent enough. As Binance announced that it would take Lina out of trade, it was over as if someone had overturned a switch. Without liquidity and without ways out, only the possibility was to give up.

The cleaning of Binance meets several tokens

It turns out that the decision regarding Lina was not an individual. Binance actually carries out a large cleaning campaign. After a regular check, the platform decided to take out spot pairs from several tokens and stop trading with them: Aergo (Aergo), Airswap (AST), Burgercities (Burger), Combo (Combo), and also linear finance (Lina). The end comes on March 28th.

Binance will take other token pairs out of the trade at the appointment, such as Gala/BNB and Perp/BTC, and a little later, on March 31, also USDT/CZK and USDT/RON.

It seems to be part of the efforts to “improve the quality of the market”, as it was said.

The community votes – but the decisions come from above

Interestingly, Binance had introduced a new function called “Vote to Delist” before this storm, essentially, the community can have a say in voting on the fate of the tokens. The idea sounds democratic on paper, but unfortunately its actual effect has not made itself very noticeable.

In the case of linear finance, the decision seems to have been made without a vote given.

Web3 dreams fade without a business model

Linear is not the only project that has to be stopped in the near future. CNF reported Recently that Harpie, a security service for digital assets supported by Coinbase, has also decided to hire all of his services. Here, too, the problem is not in the product, but in the difficulty of creating a stable and constant source of income.

It is becoming increasingly obvious that many web3 projects that were once advertised as the future of financial system have problems now because they lack a stable business model. It is not enough to have a top technology if nobody is willing to pay for your use.

• BTC options for $ 16.5 billion to run today can trigger volatility exposure, especially if the Price near the pivot zone of $ 85,000 to 90,000.
• Since many $ 92,000 call options are at risk, Bitcoin is under pressure-only a strong rally can shift the dynamics in the direction of a new ATH.

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The crypto market is faced with a decisive event in which a lot is at stake: Bitcoin options over $ 16.5 billion run out today, on March 28th.

This could trigger a strong volatility attack and significantly influence the short -term course of BTC.

The decay of options can have serious consequences

Options are derivatives that give the owners the right-not the obligation-to buy or sell a asset at a certain price before a specific date (call options) (put options).

Depending on where Bitcoin is traded at the time of decay, there are three possible results. If BTC falls below $ 85,000, the bears will probably win the upper hand because the sales options gain value and may trigger a market sale.

If the course remains between $ 85,000 and $ 90,000, it is a neutral zone in which neither bulls nor bears have a clear advantage, which could lead to a sideways movement of the course.

However, if Bitcoin increases over $ 90,000, the bulls could take control because many call options become profitable and potentially drive up the price.

Dealers should observe these zones closely in order to obtain information on the market direction.

Market influences

The macroeconomic conditions, such as global uncertainty and the policy of central banks, also play a role. Investors pay attention to a possible decoupling of BTC from the traditional financial markets – especially when institutions switch to crypto -friendly strategies.

The total open interest currently includes USD USD $ 10.5 billion in purchase options and USD 6 billion. A large part of the bullish call options focuses on exercise prices of $ 92,000. If BTC is traded below this level, many of these options could expire worthless, which gives the bear an advantage.

Can Bitcoin BTC reach a new ATH?

According to a CNF report on the latest on-chain data, Bitcoin has come across resistance near the $ 89,000 mark. At the time of the creation of this report, BTC is traded at $ 84,948, which means a daily decline of 2.57 % and a weekly increase of 1.01 %, according to the data from Coin Market Cap.

In addition, according to Pro Grok’s analysis:

“Bitcoin’s 85,500 dollar level … faces a volatility through a $ 16.5b option falling. In the area of ​​$ 85k- $ 90k, BTC is on knife cutting edge-either a bearish decline or neutral stability. The pressure by unpredictable 92-k $ call options could be expected. Sharp movements can be expected.”

Investors should remain vigilant during this phase of increased volatility. Falling days of options are known for sudden price fluctuations.

• Despite the strong support of Coinbase Ventures and Dragonfly Capital, Harpie hires business.
• Harpie will offer a tool that helps users safely transfer their crypto assets.

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Harpie, one of the web3 security projects in which great hopes had once been placed, quit The complete closure of his services an.

In fact, the name Harpie had appeared after it received financial support from two major actors such as Coinbase Ventures and Dragonfly Capital. Although the technology and vision had been considered to be sustainable, Harpie was unable to survive in the long run.

The company’s flagship, an on-chain firewall, was developed to recognize and block suspicious interactions directly in the customer’s wallet. This function is very helpful in view of the increase in phishing and the use of smart contracts.

But obviously innovation alone is not enough. When it comes to sustainability, Harpie has to put back. They admit that your current business model is unable to support long -term operation.

Why the collapse?

The reason has nothing to do with the technology. Instead, it is the classic startup problem: How can you earn money sustainably with the services offered? The establishment of a high degree of security for the crypto industry is a nobles undertaking, but without a steady flow of money.

Harpie was not the only web3 security startup that had to struggle with the problem. Many other security projects also try the balancing act between innovation and profitability. In such a fast -moving world as the crypto world, it is not enough to develop a technology – there must also be a solid business strategy.

Customers can continue to move funds and premiums are paid

Harpie stands by his responsibility. In the coming days, the company will introduce a tool on its website with which customers can safely transfer their assets. In the meantime, the existing recommendation and reward programs are also retained. At least Harpie does not run away from his responsibility.

Regulatory gains inspire the global coinbase comeback

While one of his investors suffered a setback, Coinbase took a few steps forward. According to CNF, Coinbase announced plans to resume business in India after it had received the country from the Financial Intelligence Unit (FIU) of the country.

The decision comes as a surprise when you consider that India has long been taking a strict attitude towards cryptocurrencies. According to reports, there is also political pressure, especially since President Donald Trump’s support for digital assets begins to influence the direction of global politics.

On the other hand, Coinbase experiences positive changes at the national level. On March 27, 2025, the state of South Carolina decided to drop his lawsuit against Coinbase in relation to their staking services.

In the lawsuit, Coinbase had been accused of selling securities inevitable. After Vermont had initially dropped the lawsuit, South Carolina’s step further strengthened Coinbase’s position in the eyes of the consumers. Paul Grewal, Coinbase’s Chief Legal Officer, even hopes that other countries will follow this example.

MPC code becomes open source and you rely on common security

In addition, Coinbase officially made his multi-party computation (MPC) cryptography code open to the public on March 28, 2025. MPC is widely viewed as one of the safest crypto technologies that are available today.

By providing this code, the entire community can use and improve it. This measure also conveys a clear message: security should be shared and not monopolized.

• Animoca Brands works with Sioneum to launch anime ID, a mixture of digital identity and anime culture on the blockchain.
• Soneum and Line are planning the integration of mini apps that are supported by Moca Network for Web3 access.

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Animoca Brands has right now a partnership with Soneum announcedan Ethereum-based Layer 2 Blockchain, which was developed by the Sony Group via Sony Block Solutions Labs. This collaboration will build Moca Network, the digital identity infrastructure platform from Animoca, a central layer of identity on the Sioneum network.

For those who are not familiar, Moca Network is known for its account, identity, and reputation SDK (Air SDK) technology that can be installed in various decentralized applications.

In Sioneum, this technology will provide users a single embedded account that can lead their identity and registration data with them when switching from one application to another. So you don’t have to register again every time you change the dapps. Imagine that you have a single account for all social media, but in the web3 version.

Anime ID is the starting signal for cultural onboarding in web3

The partnership begins with the start of Anime ID, a decentralized identity and reputation system that focuses on the anime fan base. Anime ID was developed by San Frantokyo, the team behind the anime foundation. This system will be a pioneer in the use of Air SDK in the Soneium network. Reputation -based login information will provide that can be openly verified.

This collaboration is not just about technology, but also about the cultural aspect. Together with Animoca, San Frantokyo will carry out a campaign on the subject of anime, which is integrated with blockchain functions. This strategy aims to invite more new users into the web3 world, especially anime fans.

Line mini apps should increase the acceptance of Soneum

On the other hand, CNF previously reported that Sioneum has worked with Line to integrate four popular mini apps into their blockchain ecosystem in the next few months. This happened after Sioneum had started his Mainnet last January together with the start of Line’s decentralized application portal.

The entry of these mini apps could be an important driver for blockchain acceptance, especially when you consider that the line users are very large in Asia.

With the support of the digital identity of Moca Network, the user experience in this ecosystem could feel more personal and consistent. It is also possible that Line users will be able to register with only one verified identity in blockchain applications in the future.

Games, stable coins and more: The further steps of Animoca

The collaboration of Animoca Brands with Sioneum is not the only expansion step that the company has undertaken in recent months. In December 2024, Animoca Brands Japan received a partnership with Oasys to expand the blockchain gaming ecosystem in the China area.

As part of this partnership, Animoca Brands Japan became a validator in the Oasys network and brought in his gaming resources and experiences at a global level.

In addition, Animoca Brands in a partnership with Standard Chartered and HKT – CNF reported – a license for the issue of stable coins in Hong Kong under the new HKMA framework. The goal is clear: to facilitate cross -border transactions and to accelerate the introduction of blockchain in the real financial world.

• One expects the legal dispute between the Sec and Ripple to be completed formally within 60 days after the last applications from the parties are submitted.
• The parties have withdrawn their respective appeal applications, which free the path to the official end of the procedure.

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Ripple’s long -standing legal dispute with the SEC has reached its last stage, which will end with a legally binding decision by the responsible court within the next 60 days. This expectation results from the sequence of the last legal steps of both parties that aim to include the dispute over whether XRP can be classified as securities. Legal expert Fred Rispoli shared his opinion in a current one Tweet:

“Now we are waiting for a vote by the SEC Commission in less than 30 days. Then we are waiting for the official SEC application to cancel the injunction-without an objection by Ripple. Richter Torres will agree within 30 days of the application.

Withdrawal of the appeal was the key to the dispute resolution

Ripple recently withdrawn his counter -profession after the SEC had previously decided to withdraw her own appointment. While some saw this as the end of the case, right -wing experts make it clear that the last steps are still to be taken. The SEC has not yet given an official explanation that the case has been completed.

Ripple preparations for the degree

The head of the Ripple legal department, Stuart Alderoty, has already submitted the necessary documents to initiate the comparison process. Although this signals the willingness of Ripple, the company has not announced any plans for immediate resuming the institutional XRP sale, as the court had previously recommended.

The XRP community remains carefully optimistic. Rispoli emphasized that larger legal threats are unlikely, provided that there are no significant changes in the law before 2028. The end of the comparison depends on the fact that there are no new restrictive crypto regulations.

XRP-Performance

When writing this report, XRP is currently trading at $ 2.24, which corresponds to a decline of 4.87 % in the last 24 hours and 5.92 % last week, according to Coin Market Cap. The market capitalization is $ 130.86 billion and the 24-hour trading volume $ 3.2 billion.